December 31st, 2010

3 Clicks. 2 Minutes. 1 Vote.

If you could change one thing about your credit union, what would it be?

Every year, you as a member/owner of Seattle Metropolitan Credit Union get the opportunity to make a difference. Being a member of SMCU means you have the ability and responsibility to voice your opinions and help shape the landscape of your co-op.

This February 14th marks SMCU’s 78th Annual Volunteer Elections. Voting is important. Your voice matters. This is your chance to participate and elect the people who speak and act on behalf of you, our members.

Click. Vote.

If you were only going to participate in one thing the entire year, make it this. Every member gets one vote to help guide the credit union’s course, and it’s never been easier.
Let your voice be heard - 2.14.2011No waiting in line, no stamps, all it takes is three clicks and two minutes to let your voice be heard.

SMCU has partnered with one of the most reliable and secure elections providers in the industry to make sure your voting experience is easy and accurate. Voting online is secure and confidential. You will be provided a one-time username and password to make your selections. Starting Monday, February 14, 2011, visit for everything you need to know about the election, the candidates, and to cast your vote for SMCU’s Board of Directors.

Who are the Board Members? What Do They Do?

The Board is made up of nine members democratically elected by SMCU’s membership. Elections for three positions on the Board of Directors are held annually. Each position holds a three-year term. Terms are staggered so that each year three positions are either renewed by incumbents or contested by other nominees in a popular election.

The current Directors; Camilla Bishop, Rodney Eng, Jim Fossos, Ken Harer, Ray Hill, Roger Howeiler, Robert Leighton, Frank Mathews and Jim Yearby meet each month to review and evaluate all aspects of the credit union including:

  • Setting the vision for the credit union
  • Building a strategic plan
  • Approving the annual operating budget
  • Overseeing the credit union’s financial soundness and service levels.

Additional responsibilities include serving on special SMCU Committees, such as the Corporate Citizenship Committee, the Finance and Budget Committee, and the Technology Committee, and representing the credit union at community events.

Let Your Voice Be Heard

Vote! 2.14.2011Our members are the reason the credit union exists. Your vote counts more than you might think. Take advantage of this opportunity and vote in the annual Volunteer Elections.

You may vote by mail or online ballot at between February 14, and March 11, 2011. Ballots will be mailed to eligible members in mid-February. To be eligible to vote you must be a member in good standing, a natural person over 18 years of age, and have a Membership Savings account that meets the minimum balance requirement of $5. Each member is entitled to vote only once. An individual who is a joint owner on an account but does not have his or her own Membership Savings account is not eligible to vote.

More information about the election and our Board Members can be found at

14 Responses

  1. Ron Bensley, Jr. says:

    I’d like to see slightly higher rates on savings and money market accounts, to encourage saving with the credit union rather than with higher-yield Internet-based online banks. This may be really tough to do given the ultra-low-interest-rate environment created by the Federal Reserve and the thin operating margins the credit union is currently operating under.

    • SMCU says:

      It’s certainly tough out there. The credit union is constantly evaluating market conditions to be able to offer fair rates on all products for members whether they are saving or borrowing. Safety, soundness and long-term stability are among SMCU’s key objectives. Thanks for the feedback. We’ll keep working to meet the financial needs of the membership as the environment continues to change.

  2. John Malcomson says:

    I would like to see a location in Ballard, Fremont, or Wallingford. I live in Magnloia and having to go Downtown or out to Northgate to visit a SMCU branch is inconvenient.

    Thank you for your great work and I am thrilled to be a member!

  3. Jonathan Betz-Zall says:

    I’m grateful for the co-op network of ATMs which allows us to make frequent deposits without having to travel to a branch of SMCU. I appreciate the immediate crediting of those deposits, and also the online banking site which allows me to monitor our activity on a daily basis. This is a big help in avoiding overdrafts!

    • SMCU says:

      Glad to see you’re making use of our electronic options. It’s hard to believe there was ever a time when neither of them existed.

  4. K.Allen says:

    I second the desire for a branch in Ballard or near. Having to go so far all these years is very inconvenient.

    • SMCU says:

      @John and @K –
      Thanks for the branch suggestions! SMCU is always looking at ways to optimize service and member input is a big part of making those decisions.

  5. Ann Ravnsborg says:

    I really appreciate the shared ATMs available for us SMCU members to use. I often use a BECU ATM when I’m not close to a SMCU ATM and love that there are no useage fees for us. Thanks!

  6. Irvin says:

    I would like to see a high interest rate (6 to 7%) on the Savings Account for the first $500 such as what BECU offers for their Savings and Checking accounts. This would allow SMCU to remain competitive with other Credit Unions in the area and provide a nice return on needed cash in hand.

    • SMCU says:

      Thank you for the suggestion. SMCU’s Feel Good Checking account has exactly the features you are asking for. It is a free checking account that offers a high rate on the first $500 (7.19% APY, as of 1/18/2011) and one free box of checks every year for the life of the account with enrollment in eStatements and the set up of Direct Deposit. In addition, SMCU donates $20 to one of our non-profit community partners every time someone opens a new Feel Good Checking account, so it’s not only good for you, it’s good for our community.

  7. Jefferson says:

    I would like to see a branch on Capitol Hill. It would also be great if there were more online options, such as chatting with reps, applying for loans and credit cards, etc.


    • SMCU says:

      Thank you for the branch suggestion! SMCU is always reviewing neighborhoods to consider for expanded service options. As for more online options, you can currently apply for loans and credit cards online line at and chat is also on the radar.

      Thank you for taking the time to let us know what you’re thinking. We appreciate the feedback.

  8. perry anderson says:

    Where do I vote?

    • SMCU says:

      You should have received an email or letter on Monday (2.14) with instructions and log-in credentials to access your online ballot. Once you’ve located and either of those documents and obtained your log-in credentials, head over to, click the “Vote” banner at the top of the page (you may have to wait a few seconds for the banners the cycle) and you’ll be directed to our secure voting site. If you already have your log-in info, click here to access your ballot.

      Thank you for your participation. Your vote matters.