Credit unions by and large have been able to avoid the high-profile problems plaguing other financial institutions, due to the difference in the way credit unions and banks are organized.

Since credit unions are not-for-profit and answer to our members, not shareholders, we avoid the temptation to make money at all costs. We focus on safe, sensible investments that don’t put our members’ money and financial futures at risk. With home loans and any other type of loan, we only offer products that we believe our members will be able to afford in both the short and long term.

For more information about the credit union difference and how we’re weathering the current storm in the financial sector read this article from the Credit Union National Assocation (CUNA).