Some people choose a credit card based solely on its rewards program. For the privilege of airline miles or cash back, they settle for high interest rates and exorbitant annual fees. SMCU VISA® credit-card holders, however, don’t have to make that tradeoff. They can truly have the best of both worlds.
Get It All at SMCU
When you choose an SMCU VISA credit card, you don’t have to compromise. Of course, you will get great rates, and you won’t pay an annual fee. You will also get a fantastic rewards program that rivals those of the national credit-card providers.
Every SMCU VISA credit card comes with free enrollment in CURewards®, a credit-union-specific rewards program with all of the options you could ask for.
Start Redeeming Fast
When you use your SMCU VISA to make purchases, you’ll receive a credit to your CURewards Points account. You accrue one CURewards Point for every dollar you spend. With as little as 2,500 points, you can start redeeming them for brand-name merchandise from the CURewards catalog.
In addition to great merchandise, you can redeem your points for travel and other great experiences. You can even book your trip directly from the CU Rewards Travel website.
Redeeming Points is Easy
Once you are ready to redeem your points for something in the CURewards merchandise catalog, you simply add it to your cart and check out, like you would at any other online retailer. The price of the object is deducted from your point balance and shipped to you directly.
Earn Rewards Even Faster with the CURewards Mall
If you really want to turbo-charge your rewards earning, you can take advantage of the CURewards Mall. The Mall is a listing of merchants offering bonus rewards points to SMCU VISA credit-card holders. These special offers can be as high as 50 rewards points for every dollar spent at Mall retailers. Some offers need to be activated before you are able to earn bonus points, but most simply require you to use your SMCU VISA at the participating merchant’s store or website. The additional points are automatically credited to your CURewards Points account.
Search for Local Deals
While many of the retailers are nationally recognized, some of the special offers come from local businesses. To make it easy to find these deals, CURewards Mall has an simple-to-use search tool that allows you to search by category, point range and geography to find the offer that’s best for you. This allows you to feel good about supporting local retailers while still earning great bonus points.
Get a Better Credit Card and a Better Rewards Program by Switching to SMCU
The SMCU VISA is a great credit card and CURewards is a great program. Find out more by visiting smcu.com or get your online application started now to begin taking advantage of the savings and rewards of an SMCU VISA credit card.