If you are looking to purchase a new home or refinance your existing mortgage, you’ll want to talk to the mortgage pros in SMCU’s Mortgage Center.
Our mortgage experts have decades of experiencing helping members like you find exactly the right mortgage.
Whether you need a conventional 30-year fixed-rate mortgage or something a little different, like a Jumbo Loan, ARM, or even a floating-home loan, SMCU has the mortgage for you.
You’ll get great advice no matter if you’re buying your first home or you’ve been through the process before. Our dedicated mortgage representatives will take the time to answer all of your questions, so you end up with a loan you’ll love.
Ask them about our fast pre-approvals (so you can make the first offer) or our 21-day Closing Guarantee1 for purchase loans – if we don’t close your eligible loan in 21 days, we’ll reduce your closing costs by $500.
If you are looking to pay your home off faster, ask about our 12-year No-Fee Refinance option2.
Even if you don’t have equity in your home, you may be able to refinance and cut your payment. Our experts know about special programs that can help you stay in your home.