You don’t have to have perfect credit to lower your auto loan payment at SMCU. In fact, SMCU has helped hundreds of people lower their auto loan rate by much more than they thought possible. What are you waiting for? You could be saving hundreds of dollars each month just by refinancing your current loan at SMCU. If you are considering buying a new car, make sure to take advantage of these incredible low rates. Get your loan at SMCU first and take most of the worry out of that big purchase, knowing you got a great rate from people who want to help you save money. Visit a branch today or click here to apply online.