Are you in the market for a new home? Or maybe thinking about refinancing your current mortgage to stabilize your finances for the future? No matter your financial situation or home buying goals, Seattle Metropolitan Credit Union has options and advice for you. Are you planning for retirement? As you begin preparing for retirement and… (keep reading)
If you’re approaching retirement, you’ll eventually need to make serious decisions about when to begin taking withdrawals (known as distributions) from your retirement accounts, how to receive the money and how to calculate the taxes you’ll owe.* Fortunately, the rules governing required minimum distributions (RMDs) have been simplified in recent years. Still you should exercise… (keep reading)
Brent Anderson, a hard working Seattleite came to Seattle Metropolitan Credit Union to get back on his feet after falling on hard times. Suffering from a dangerously low credit score and lack of improvement opportunities, Brent was “in need of some [serious] financial assistance.” We recently had a moment to sit down with Mr. Anderson… (keep reading)
Part of our job at SMCU is helping you better understand the realities and pitfalls of personal finance, so that you are able to make decisions that are in the best interest of you and your family. From time to time we offer free financial seminars on a wide range of topics presented by specially-trained… (keep reading)
Regardless of where you are in life today, becoming a truly self-aware investor is perhaps the most effective way to understand exactly what you need to do now to prepare for the future. Fortunately, achieving financial self-awareness is not hard to accomplish.
If you mention risk in today’s tumultuous market climate, most people probably think of their rapidly shrinking investment accounts. But in reality, investment risk takes many forms, and each can affect how you pursue your financial goals. Familiarizing yourself with the different kinds of risk is the first step in learning how to manage risk… (keep reading)