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How To

October 21st, 2013

Save Some for a Rainy Day: Creating the Perfect Emergency Fund

No one wants to think about needing to dip into a source of emergency cash, but it’s important to understand that you might need one, and to plan accordingly. Whether it’s a health emergency, loss of employment or other unexpected misfortune, a financial crisis can happen to anyone and if it does, you’ll be glad… (keep reading)

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June 2nd, 2013

5 Important Steps to Buying and Financing Your Next New Car

If you’re thinking about buying a new car and you’re not sure where to start, you’ve come to the right place. Your first instinct might be to head straight to the dealership, but a little bit of financial planning and preparation can go a long way. Here are 5 steps to guide you on your… (keep reading)

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January 22nd, 2013

How to Educate Your Children About Money

Nico Leyva writes for NerdWallet.com, an unbiased consumer finance website dedicated to promoting financial literacy. When it comes to money, you’re one of your child’s best role models. Parents can help their kids realize financial independence by introducing them to monetary concepts at a young age. Here are some great tips for helping your kids… (keep reading)

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January 2nd, 2013

How to Create a Budget

Now that it’s a new year, you might be evaluating your current financial situation and setting goals for the future, such as saving for your dream vacation or simply bouncing back from spending too much during the holidays. If your resolution for 2013 is to reduce debt or increase savings, the first thing you need… (keep reading)

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December 26th, 2012

Securing Your Digital Life: Personal Identifying Information

What is Personal Identifying Information? Personal Identifying Information (PII) is any information you use in your daily life that identifies you. The most common source of identification is the last four digits of your Social Security number. When the Social Security Administration decided to issue numbers, they never intended it to be used as a… (keep reading)

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December 19th, 2012

Securing Your Digital Life: Password Security

If someone got a hold of your passwords, how much damage could they cause? With access to your financial data, personal information, and other information you store online, criminals could do anything from draining your bank accounts to stealing your identity. Still, many people have personal information stored in online accounts, such as social security… (keep reading)

Tyler

December 12th, 2012

Securing Your Digital Life: Patching

In this new series, SMCU employee and tech-expert Tyler will be sharing with you tips and tricks for maximum online safety. The Online Banking Upgrade enhances security while you manage your money online, but there may be other areas of your internet usage that are not protected. Here’s Tyler with his first installment on a… (keep reading)