principle #5 (education)

Financial education should be free & available to all. Seattle Metropolitan Credit Union believes that education is important. SMCU provides free education to members, elected representatives, management and employees so that all can prosper and contribute to the growth and wellbeing of the cooperative. SMCU provides financial information via seminars, workshops, newsletters and our Web site. We support programs and organizations that promote financial literacy, such as Washington CASH, Washington Business Week, and Credit University, to name a few.

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April 14th, 2014

Which home equity loan is best for me?

If you are planning a home improvement project this spring or looking for a good way to consolidate your high-interest debt, you may be thinking about borrowing against the equity in your home. While that can be a great way to get the money you need, knowing a little about the available options can help… (keep reading)

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February 27th, 2014

Plastic vs. Plastic: When is it Better to Use a Debit Card or a Credit Card?

When it comes to spending money, much of the world has gone plastic. Many people make a habit of carrying little-to-no cash around these days, as most businesses accept debit and credit card payments, even small ones. While it’s easy to get caught up in the multiple debit and credit card options out there, it’s… (keep reading)

Shred Day

February 5th, 2014

Join us for Shred Day on Saturday, April 19

Mark your calendar for one of our most popular events of the year. Shred Day returns on Saturday, April 19. You know you should be cautious when disposing of your personal financial records. Simply throwing them into the garbage or recycle bin makes it far too easy for crooks to get everything they need to… (keep reading)

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January 17th, 2014

Apply Now for a $2,000 Scholarship!

Starting February 1, we will be accepting applications for the A.G. “Tony” Marino Scholarship Program. SMCU will award ten $2,000 scholarships to qualified students for the 2014-2015 academic school year. The application deadline is March 31, 2014. We will announce scholarship recipients in early May. About the Scholarships This scholarship program honors Mr. Marino, SMCU’s… (keep reading)

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December 10th, 2013

Five Cost-Efficient Travel Tips for the Holiday Season

The holidays are a time for families to get together, but if you don’t live near your family, it can be expensive to visit them. Instead of being discouraged, try being resourceful with these five tips to lower sky-high travel prices to financially feasible levels. Be Flexible with Travel Dates: Quite often your first-choice travel… (keep reading)

How To

October 21st, 2013

Save Some for a Rainy Day: Creating the Perfect Emergency Fund

No one wants to think about needing to dip into a source of emergency cash, but it’s important to understand that you might need one, and to plan accordingly. Whether it’s a health emergency, loss of employment or other unexpected misfortune, a financial crisis can happen to anyone and if it does, you’ll be glad… (keep reading)

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September 23rd, 2013

Free Seminar: Home Improvement Financing

Join us on Tuesday, October 15 for a free seminar led by SMCU’s home loan expert Dan White. Light refreshments will be served. Tuesday, October 15, 2013 | 6:30 – 7:30pm | Lynnwood Branch 3925 196th SW. Lynnwood, WA 98036 Topics to be covered: Advantages of home improvement Financing options, including: -Home Equity Loans -HELOCs… (keep reading)