principle #3 (participation)
Member participation leads to rates, fees and services that benefit the entire credit union. Surpluses are returned to members in the form of fewer fees, more services, lower interest on loans and higher dividends on deposits. The more members participate, the more there is to go around.

Better Security, More Intuitive Design Coming with Nov. 27 Online Banking Upgrade
UPDATE: Have a question? Leave a comment below or check out our FAQs. UPDATE: Unable to use a phone number for your One-Time Passcode? When prompted for a phone number, click the link that says “I don’t have access to a phone” and you’ll be able to enter an email address. Click here to see… (keep reading)
How to Nickname Your Accounts in Online Banking
If you have multiple checking accounts, you might want to give them nicknames in Online Banking to help you remember how you use each of them. For example, you could name one savings account “Vacation” and another one “Travel Expenses.” If you share one of your checking accounts with your husband, you could rename it… (keep reading)
Checking for Change: Nominations
Here at SMCU, giving back to the community we serve is more than just a goal; we make it a priority. One way we give back is through Feel Good Checking™. For every Feel Good Checking account opened, we donate $20 to one of our seven non-profit community partners, who are chosen each year by… (keep reading)

