principle #3 (participation)

Member participation leads to rates, fees and services that benefit the entire credit union. Surpluses are returned to members in the form of fewer fees, more services, lower interest on loans and higher dividends on deposits. The more members participate, the more there is to go around.

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January 28th, 2014

1.99% APR* Balance Transfers Through March 2015 ends 3/31/2014.

Are you waking up to the new year suspecting that you may have overspent this season? Maybe you maxed out a credit card or two during a marathon shopping session or used in-house financing for a big-screen TV and sound system. Perhaps it was a plane trip for the family to visit parents, grandparents, cousins,… (keep reading)

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October 22nd, 2013

Call for Nominees: Join Our Board of Directors

As an owner of Seattle Metropolitan Credit Union, you have a voice in the overall governance of the credit union. Like all credit unions, we are run by a volunteer board of directors elected by, and from, the membership. Applications are now being accepted for our Board of Directors and our Supervisory Committee.

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December 7th, 2012

Don’t Miss Out on Your Fourth-Quarter Bonus

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November 29th, 2012

Better Security, More Intuitive Design Coming with Nov. 27 Online Banking Upgrade

UPDATE: Have a question? Leave a comment below or check out our FAQs. UPDATE: Unable to use a phone number for your One-Time Passcode? When prompted for a phone number, click the link that says “I don’t have access to a phone” and you’ll be able to enter an email address. Click here to see… (keep reading)

How To

November 23rd, 2012

How to Nickname Your Accounts in Online Banking

If you have multiple checking accounts, you might want to give them nicknames in Online Banking to help you remember how you use each of them. For example, you could name one savings account “Vacation” and another one “Travel Expenses.” If you share one of your checking accounts with your husband, you could rename it… (keep reading)

Anytime Skip A Pay

November 19th, 2012

How Can Your Auto Loan Help You Deal with an Emergency Expense?

The rains have made their way back to Western Washington with the chill of winter just around the corner.  Northwest winters can pack a nasty punch in the form of flooding, wind storms, and power outages. At their worst, these disasters can be dangerous and cause untold damage to homes, cars, and property. If you’ve… (keep reading)

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November 8th, 2012

Which Tier Are You? Get Cash for Referring New Members

When you refer new members to SMCU, you help your co-op grow. That’s important because, as it grows, the co-op is able to offer you improved products and services while still keeping costs low. By telling your friends and family about SMCU’s free checking accounts and low-cost auto loans, you are passing the benefits of… (keep reading)