February 14th, 2012

Why Should You Work With An Investment Professional?

If you are trying to plan for your future, you know that there are a multitude of factors that can affect whether your plan actually helps you reach your goals. Some people have the time, expertise and energy to make the journey on their own. Most of us, however, could use some help to get us from where we are to where we want to be.

Don't Go It Alone graphic

Guidance matters

The right financial advisor can help make sense of the swirling clouds of investment data and work with you to pick out the right information to keep you on track to your goals.

In the days before the internet, determining the right companies and funds to invest in required hours of reading and research. In those days, people relied on their investment professional’s extensive, time-tested networks for access the latest research and analysis to make the best investment decisions.

Today, we may have access to too much data, which has created a new problem. How do you decide which information is relevant? In this new reality, it is easy to argue that working with an investment professional is even more important than it was for previous generations, since opportunities to make the wrong choice are so much more prevalent.

Relationships matter

As you work with your investment professional, he or she will help tailor decisions that are right for you.

Not everyone has the same goals, and even the best plans will need to be updated to account for changing priorities, so a one-size-fits-all approach doesn’t work. A trained investment professional will recommend products and strategies that fit into your personal plan. When your goals change, he or she can help you make those transitions more easily.

Over time, your financial advisor will get to know your individual risk tolerance and investing habits and use that knowledge to create a plan that evolves with you as you grow. He or she can make it easier to know when to make changes and how to make them than it would be on your own.

Experience matters

An experienced advisor knows to take a long view and will help you do the same.

The markets are always changing. They can be subject to seemingly random ups and downs. Having someone in your corner that has been through past fluctuations can provide a stabilizing influence that allows you to put aside your worries, and trust in your long-range plan.

A seasoned investment professional will have seen past changes in the markets and the economy and know how to deal with them. He or she will help you identify risks and opportunities in different climates and work with you to decide when to act and when not to, so that you can keep moving toward your goal even when times are turbulent.

Principles matter

The right investment professional will judge his or her success by your success.

When you work with an advisor who operates according to rock-solid principles, you know that they have your best interests in mind. They won’t push you into a product or a transaction just to generate another fee.

The right advisor will make sure that their incentive is to grow your portfolio. He or she will be sure to match what they sell to what you need and only point you toward strategies that align with your plan. The right advisor will always be able to look you in the eye and tell you that they really do work for you.

Call Today

If you are interested in finding the right advisor to help you navigate retirement planning or have other financial-planning concerns , contact SMCU’s Investment Services Team at 206-398-5707 for a free, no obligation consultation.

Our LPL Financial Consultant, Bruce Brundige, has more than 20 years of experience in the financial services industry. Since 1995, he has worked with SMCU to provide its members access to professional, principled investment planning and advice.

Bruce is a Certified Estate Planner and holds insurance licenses in Life, Health, Disability, Property and Casualty. He is a registered representative with LPL Financial and has his securities registrations, Series 6, 7, 63 and 65.

Bruce is backed up by a fully licensed team who are available as a resource to provide service, information and advice.

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