As you know, credit unions are owned by their members. That’s why credit unions work overtime to save money wherever possible and pass the savings on to the members in the form of higher dividends and lower loan rates. In the case of smaller credit unions, they can save money while providing great services by doing a little outsourcing. Sometimes, a larger credit union will lend resources or even a valued staff member in the spirit of Principle # 6, Cooperation Among Cooperatives. That is just what happened last month when Seattle Metropolitan Credit Union loaned our AVP of Internal Audit, Jane Brunton, to Northwest Baptist Federal Credit Union. Jane helped NWBFCU ensure compliance with important regulations dealing with the Bank Secrecy Act and the Office of Foreign Assets Control. That’s just one more example of credit unions working together each other and their members.